This CCU's Rewards Checking Account is currently paying 3.24% APY...well above national average.
Rates at http://www.uiccu.org/rates/rates-checking.html

Membership open to "anyone living or working in Eastern Iowa" and "Membership is also open to direct relatives of current members and University of Iowa Alumni."

Solid credentials "ranked in the top 1% of credit unions nationwide for Return to the Member" (since last 5 years), over 90,000 members, 10 offices in Eastern Iowa.

Promotion page: http://referuiccu.org/

"* Referred member must open a new checking account with direct deposit of their payroll or social security. $50 check will be sent to both parties 30 to 60 days after the new account is opened and it is determined that the automatic deposit is occurring and the account is active and in good standing. Offer is void if referred person already has an existing UICCU checking account, one was open within the last 6 months, or they live in the same household as referring member. Limited time offer expires 6/30/12. Bonus cannot be combined with other UICCU promotional offers."

If you qualify for membership and are interested, feel free to PM me your name and email so I may refer you.